Scope and sequence · Practical
Grade 3 Business & Finance
A year of true stories about work, trade and money, from Phoenician sailors with their purple cloth and the first coins of Lydia to Henry Ford’s Model T and the Wright brothers’ bicycle shop, each one tried out in miniature with coins, price tags and a ledger notebook at the kitchen table.
School Launch is a free helpful tool, not an accredited school or curriculum provider. It does not issue credits, transcripts, diplomas or grades of record. Parents and schools are responsible for meeting their own state or local requirements. More
What to cover
32 of 36 lessons are MUST COVER. They are tested on the unit tests and exams, or are skills the SAT/ACT relies on. OPTIONAL lessons are enrichment. Do them if time allows. The course is complete when the MUST COVER lessons are done.
Unit 1: Work and Trade
- MUST COVER 1.1 Made to Work: Work Is a Calling · unit test
- MUST COVER 1.2 Choices and Opportunity Cost · unit test
- MUST COVER 1.3 Adam Smith’s Pin Factory: Dividing the Work · unit test
- MUST COVER 1.4 The Phoenician Traders and Their Purple Cloth · unit test
Unit 2: The Story of Money
- MUST COVER 2.1 From Barter to Commodity Money · unit test
- MUST COVER 2.2 Lydia’s First Coins and the Gold Trade · unit test
- MUST COVER 2.3 Goldsmiths and Paper Receipts · unit test
- MUST COVER 2.4 The Dollar and the Federal Reserve · unit test
Unit 3: Markets
- MUST COVER 3.1 Supply and Demand: The Gold Rush Prices · unit test
- MUST COVER 3.2 Competition: The Cereal Makers of Battle Creek · unit test
- MUST COVER 3.3 One Store in Town: What Is a Monopoly? · unit test
- MUST COVER 3.4 Medieval Fairs and Guilds · unit test
Unit 4: Great Businesses and Their Stakeholders
- MUST COVER 4.1 The Six Stakeholders and the Medici Bankers of Florence · unit test
- MUST COVER 4.2 The Sears Catalog: A Store for Farm Families · unit test
- MUST COVER 4.3 Henry Ford’s Model T: A Car for Everyone · unit test
- MUST COVER 4.4 Cadbury’s Chocolate and the Village of Bournville · unit test
Unit 5: Workers, Owners and Fair Rules
- MUST COVER 5.1 Owners and Workers Need Each Other · unit test
- MUST COVER 5.2 Lord Shaftesbury and the Factory Acts · unit test
- MUST COVER 5.3 Lewis Hine: Children Belong in School · unit test
- MUST COVER 5.4 Honest Coins and the U.S. Mint · unit test
Unit 6: Entrepreneurship and Sales
- MUST COVER 6.1 The Wright Brothers’ Bicycle Shop · unit test
- MUST COVER 6.2 Finding a Need: Earle Dickson and the Band-Aid · unit test
- MUST COVER 6.3 The Honest Sales Pitch: H. J. Heinz’s Clear Glass Bottles · unit test
- MUST COVER 6.4 Setting a Fair Price: Woolworth’s Five-and-Ten · unit test
Unit 7: Bookkeeping
- MUST COVER 7.1 Money In and Money Out: Rockefeller’s Ledger A · unit test
- MUST COVER 7.2 The Ledger: George Washington’s Account Books · unit test
- MUST COVER 7.3 Profit and Loss: Milton Hershey’s First Candy Shop · unit test
- MUST COVER 7.4 Luca Pacioli and the Merchants of Venice · unit test
Unit 8: Saving, Investing and Giving
- MUST COVER 8.1 Saving for a Goal: Franklin and the Whistle · unit test
- MUST COVER 8.2 Interest Grows: Franklin’s 200-Year Gift · unit test
- MUST COVER 8.3 Owning a Share: The First Shares in Amsterdam · unit test
- MUST COVER 8.4 Giving Cheerfully and the Family Market Day · unit test
Unit 9: Bonus: Run a Real Business OPTIONAL unit
- OPTIONAL 9.1 Plan Your Stand: The One-Page Plan
- OPTIONAL 9.2 The Test Batch and the Cost Sheet
- OPTIONAL 9.3 Selling Day: Honest Selling and Making Change
- OPTIONAL 9.4 Close the Books: Profit, Lessons and Giving
36-week pacing calendar
From the course’s own 36-week pacing guide, with catch-up and review weeks added to fill a 36-week (180-day) year.
| Week | Plan | Done | Notes |
|---|---|---|---|
| Wk 1 | Session 1: Lesson 1.1 Made to Work: Work Is a Calling: warm-up, video, teaching and picture study Session 2: Lesson 1.1 project and ledger notebook | ||
| Wk 2 | Session 1: Lesson 1.2 Choices and Opportunity Cost: warm-up, video, teaching and picture study Session 2: Lesson 1.2 project and ledger notebook | ||
| Wk 3 | Session 1: Lesson 1.3 Adam Smith’s Pin Factory: Dividing the Work: warm-up, video, teaching and picture study Session 2: Lesson 1.3 project and ledger notebook | ||
| Wk 4 | Session 1: Lesson 1.4 The Phoenician Traders and Their Purple Cloth: warm-up, video, teaching and picture study Session 2: Lesson 1.4 project and ledger notebook Session 3: Unit 1 review and portfolio project | ||
| Wk 5 | Session 1: Lesson 2.1 From Barter to Commodity Money: warm-up, video, teaching and picture study Session 2: Lesson 2.1 project and ledger notebook | ||
| Wk 6 | Session 1: Lesson 2.2 Lydia’s First Coins and the Gold Trade: warm-up, video, teaching and picture study Session 2: Lesson 2.2 project and ledger notebook | ||
| Wk 7 | Session 1: Lesson 2.3 Goldsmiths and Paper Receipts: warm-up, video, teaching and picture study Session 2: Lesson 2.3 project and ledger notebook | ||
| Wk 8 | Session 1: Lesson 2.4 The Dollar and the Federal Reserve: warm-up, video, teaching and picture study Session 2: Lesson 2.4 project and ledger notebook Session 3: Unit 2 review and portfolio project | ||
| Wk 9 | Session 1: Lesson 3.1 Supply and Demand: The Gold Rush Prices: warm-up, video, teaching and picture study Session 2: Lesson 3.1 project and ledger notebook | ||
| Wk 10 | Session 1: Lesson 3.2 Competition: The Cereal Makers of Battle Creek: warm-up, video, teaching and picture study Session 2: Lesson 3.2 project and ledger notebook | ||
| Wk 11 | Session 1: Lesson 3.3 One Store in Town: What Is a Monopoly?: warm-up, video, teaching and picture study Session 2: Lesson 3.3 project and ledger notebook | ||
| Wk 12 | Session 1: Lesson 3.4 Medieval Fairs and Guilds: warm-up, video, teaching and picture study Session 2: Lesson 3.4 project and ledger notebook Session 3: Unit 3 review and portfolio project | ||
| Wk 13 | Session 1: Lesson 4.1 The Six Stakeholders and the Medici Bankers of Florence: warm-up, video, teaching and picture study Session 2: Lesson 4.1 project and ledger notebook | ||
| Wk 14 | Session 1: Lesson 4.2 The Sears Catalog: A Store for Farm Families: warm-up, video, teaching and picture study Session 2: Lesson 4.2 project and ledger notebook | ||
| Wk 15 | Session 1: Lesson 4.3 Henry Ford’s Model T: A Car for Everyone: warm-up, video, teaching and picture study Session 2: Lesson 4.3 project and ledger notebook | ||
| Wk 16 | Session 1: Lesson 4.4 Cadbury’s Chocolate and the Village of Bournville: warm-up, video, teaching and picture study Session 2: Lesson 4.4 project and ledger notebook Session 3: Unit 4 review and portfolio project | ||
| Wk 17 | Session 1: Lesson 5.1 Owners and Workers Need Each Other: warm-up, video, teaching and picture study Session 2: Lesson 5.1 project and ledger notebook | ||
| Wk 18 | Session 1: Lesson 5.2 Lord Shaftesbury and the Factory Acts: warm-up, video, teaching and picture study Session 2: Lesson 5.2 project and ledger notebook | ||
| Wk 19 | Session 1: Lesson 5.3 Lewis Hine: Children Belong in School: warm-up, video, teaching and picture study Session 2: Lesson 5.3 project and ledger notebook | ||
| Wk 20 | Session 1: Lesson 5.4 Honest Coins and the U.S. Mint: warm-up, video, teaching and picture study Session 2: Lesson 5.4 project and ledger notebook Session 3: Unit 5 review and portfolio project | ||
| Wk 21 | Session 1: Lesson 6.1 The Wright Brothers’ Bicycle Shop: warm-up, video, teaching and picture study Session 2: Lesson 6.1 project and ledger notebook | ||
| Wk 22 | Session 1: Lesson 6.2 Finding a Need: Earle Dickson and the Band-Aid: warm-up, video, teaching and picture study Session 2: Lesson 6.2 project and ledger notebook | ||
| Wk 23 | Session 1: Lesson 6.3 The Honest Sales Pitch: H. J. Heinz’s Clear Glass Bottles: warm-up, video, teaching and picture study Session 2: Lesson 6.3 project and ledger notebook | ||
| Wk 24 | Session 1: Lesson 6.4 Setting a Fair Price: Woolworth’s Five-and-Ten: warm-up, video, teaching and picture study Session 2: Lesson 6.4 project and ledger notebook Session 3: Unit 6 review and portfolio project | ||
| Wk 25 | Session 1: Lesson 7.1 Money In and Money Out: Rockefeller’s Ledger A: warm-up, video, teaching and picture study Session 2: Lesson 7.1 project and ledger notebook | ||
| Wk 26 | Session 1: Lesson 7.2 The Ledger: George Washington’s Account Books: warm-up, video, teaching and picture study Session 2: Lesson 7.2 project and ledger notebook | ||
| Wk 27 | Session 1: Lesson 7.3 Profit and Loss: Milton Hershey’s First Candy Shop: warm-up, video, teaching and picture study Session 2: Lesson 7.3 project and ledger notebook | ||
| Wk 28 | Session 1: Lesson 7.4 Luca Pacioli and the Merchants of Venice: warm-up, video, teaching and picture study Session 2: Lesson 7.4 project and ledger notebook Session 3: Unit 7 review and portfolio project | ||
| Wk 29 | Session 1: Lesson 8.1 Saving for a Goal: Franklin and the Whistle: warm-up, video, teaching and picture study Session 2: Lesson 8.1 project and ledger notebook | ||
| Wk 30 | Session 1: Lesson 8.2 Interest Grows: Franklin’s 200-Year Gift: warm-up, video, teaching and picture study Session 2: Lesson 8.2 project and ledger notebook | ||
| Wk 31 | Session 1: Lesson 8.3 Owning a Share: The First Shares in Amsterdam: warm-up, video, teaching and picture study Session 2: Lesson 8.3 project and ledger notebook | ||
| Wk 32 | Session 1: Lesson 8.4 Giving Cheerfully and the Family Market Day: warm-up, video, teaching and picture study Session 2: Lesson 8.4 project and ledger notebook Session 3: Unit 8 review and portfolio project | ||
| Wk 33 | Session 1: Lesson 9.1 Plan Your Stand: The One-Page Plan: warm-up, video, teaching and picture study Session 2: Lesson 9.1 project and ledger notebook | ||
| Wk 34 | Session 1: Lesson 9.2 The Test Batch and the Cost Sheet: warm-up, video, teaching and picture study Session 2: Lesson 9.2 project and ledger notebook | ||
| Wk 35 | Session 1: Lesson 9.3 Selling Day: Honest Selling and Making Change: warm-up, video, teaching and picture study Session 2: Lesson 9.3 project and ledger notebook | ||
| Wk 36 | Session 1: Lesson 9.4 Close the Books: Profit, Lessons and Giving: warm-up, video, teaching and picture study Session 2: Lesson 9.4 project and ledger notebook Session 3: Unit 9 review and portfolio project |
Grading: Projects (effort, careful counting and the improve-it step) 40%, Ledger notebook (dated pages, labeled tables, honest records) 20%, Unit reviews 15%, Portfolio projects 25%. Scale: A 90–100, B 80–89, C 70–79, D 60–69. Below 60: redo the project or review with help.